I love my credit union! They are proactive with my account and are not trying to force to do something I don't want to do, unlike where I had my credit cards from.. Chase.. I recommend, at least my credit union, to everyone. They were Chief Pontiac but I believe they are Chief Financial now...

What made me join a credit union many years ago was that if you make a loan, you pay interest only on the balance you owe and not on the principal of the original loan. This, in itself is a reason to join!

To my knowledge, no Credit Union has asked or received any bailout money from the government. Absolutely win win situation! I have been with my credit union for 21 years and haven't had the hassle some of my friends have had with banks. Low interest rates, no hassles at all. TRY IT, YOU'LL LIKE IT! Kiss the banis goodbye for good.

To my knowledge no credit unions are "having" to take bailout money! I have been with my credit union for 21 years and it was the BEST MOVE I EVER MADE!

Are any of the Credit Unions in receiving bailout money from the Government?

Switching to a credit union is always a win win situation. I have found that just for being a member, my interest rates on all types of loans have been at least a point or so under any bank. (Assuming you have good credit)