(WXYZ) - Many people are confused abut the state of our health insurance. Obamacare is scheduled to take effect January 1st, if Congress doesn't block it.
With so much confusion, it's easy to think that a card in the mail is something you need to sign.
Health insurers and employers are making changes as a result of Obamacare and many people are receiving letters in the mail about changes in health coverage.
If you find a new health discount card, you may think it's part of the program. But we have an important warning before you sign your name.
Christine Ross recently opened up her mailbox to find this: two discount pharmacy cards for the "National Prescription Discount Network."
"All of a sudden, I get what looks like prescription cards and it says you've been pre-approved," Ross said.
They claimed they could save her up to 75 percent on prescriptions at Walgreens, Walmart, Rite Aid and other pharmacies.
She wondered if it was part of Obamacare.
"It starts talking about the things the new health care is supposed to do for people," Ross said. "And I said well that sounds very nice, but something felt fishy about it."
The Los Angeles Times recently investigated the card and said it is legitimate.
The card's parent company, Script Relief, is a marketing firm with a "C plus" rating from the BBB.
Script Relief explains in its promotional materials it is paid by drug companies when its cards are used.
So should you join? Maybe.
The website consumerworld.org recently tested a half discount drugs cards...including ones from Costco and AAA.
It says discounts vary, but the average savings was just 16 percent off list price, not 75 percent.
Meantime, the LA Times cautions that with all these cards, you are sharing personal information...something that's giving Christine some pause.
She is now worried about her privacy and too much information being exposed.
If you are confused by any health card or letter you receive in the mail, call your insurance company or check with Medicare.
There's a good chance it has nothing to do with the government, or Obamacare.