A few hundred years ago, no one would have imagined it would be routine for people to hurdle down the road in heavy metallic contraptions capable of causing severe damage to property and human lives.
If you really think about it, driving is pretty scary, especially with the large number of uninsured drivers on the roads.
Luckily, practicing safe driving techniques and having adequate car insurance mitigate the chance of both crashing and having financial problems as a result, but the many auto insurance laws in each state can make it difficult to know how much insurance is the right amount.
The following information sheds light on how auto accidents with uninsured drivers often play out and how you can protect yourself from getting stuck with expensive bills as a result.
Overview of typical auto accidents
Despite how comfortable people are in their cars, the truth is that driving is one of the most dangerous activities people do on a daily basis, with even minor fender benders have the potential to cause neck or back injuries requiring multiple doctors visits or extensive physical therapy.
On top of this, because many people can't afford car insurance, a significant number of the drivers out on the road don't have any insurance whatsoever.
In 2015, 13 percent of motorists nationwide drove without insurance, though that rate is actually closer to 20 percent of drivers in the state of Michigan, say reports on uninsured motorists by the Insurance Information Institute .