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Michigan ranked number one for nation's most expensive auto insurance

Posted at 10:31 AM, Mar 04, 2019
and last updated 2019-03-04 10:31:37-05

(WXYZ) — Michigan was ranked number one for the nation's most expensive auto insurance, according to The Zebra's annual State of Auto Insurance report.

The average auto insurance premium in Michigan is $2,693, while the national average is $1,470.

“It’s a shame Michigan once again has the unfortunate distinction of having the most expensive auto insurance premiums in the country,” said Tricia Kinley, executive director of the Insurance Alliance of Michigan. “This report shows that when it comes to car insurance, Michigan is No. 1 for all the wrong reasons.”

Michigan drivers pay more than double what those in neighboring states pay for car insurance.

Ohio drivers pay, on average, $1,032 for car insurance, the sixth lowest in the nation.

Detroit drivers once again pay the highest auto insurance premiums of any city in the country, averaging $5,464 a year for car insurance.

Michigan is the only state in the nation that requires drivers to purchase unlimited, lifetime medical benefits with their auto insurance policy. This costly mandate is one of the biggest contributors to the high cost of auto insurance in Michigan.

“This report reinforces what we, and others, have been saying for years: Michigan’s auto no-fault system is broken, outdated and in desperate need of reform,” Kinley said. “Michiganders shouldn’t be forced to choose between paying their car insurance bill or paying rent, buying groceries or affording life-saving prescriptions.”