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New legislation would change no-fault auto insurance in Michigan

US traffic deaths fell slightly in first half of year
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LANSING, Mich. (AP) — Lawmakers are taking aim at high car insurance premiums by unveiling a plan that would no longer make Michigan the only state to require drivers to buy unlimited medical benefits through their auto insurer.

The bills are expected to win approval from the Republican-controlled Senate on Tuesday.

The measures would let drivers purchase no personal injury protection coverage if they have other qualifying health insurance. The legislation also would curb medical providers' ability to bill car insurers much more for care than health insurers pay.

Efforts to change the no-fault auto insurance system have failed in the past. But Republican Sen. Aric Nesbitt says Michigan's highest-in-the-country premiums must be reined in because people can't afford to drive or are being forced to drive illegally without insurance.